Talk about money for a happily ever after

Express Money

As Indians, we inherently love festivities, and celebrating weddings form a significant part of our social lives. Shopping, organising, decorating, post-wedding planning usually take up all the time. In the midst of this excitement, we usually never take a breather to sit down and plan our finances. However, as credit bureaus, we often notice that this could prove to be damaging to the couple's financial health if not appropriately accounted for.

A new beginning

Marriage is one of the most hectic yet most enjoyable times in our lives. However, 'the big fat Indian wedding' also brings with it a set of expenses and financial complexities. Sometimes, couples need to opt for credit or apply for loans to effectively manage the costs. Thus, it is very important for the couple to sit together and plan their finances.

Discuss your finances now to avoid financial and marital stress later.

Ashish and Neha met in college and were together for ten years before they finally took the inevitable step to tie the knot. Both families were ecstatic about the union and planned a grand wedding. Ashish also decided to buy his own house. They both earned well and knew that they would be able to shoulder the additional financial burden.

Like most couples, Neha and Ashish weren't comfortable talking about personal finances. However, Neha knew that it was important to have this discussion as most couples fall out over this. She decided to take the initiative and discuss income, spending habits, debts and savings with Ashish, even though they both had very different attitudes to money. Not only did they talk of how the day-to-day household finances would work, but also discussed eventualities.

It was not a comfortable talk. There were moments when they felt awkward and pessimistic talking about death and separation. However, they both knew that this would further strengthen their bond and solidify their relationship.

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